11 Benefits and entitlements for pensioners and the elderly

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This text deals with your pension. You will read about the retirement age in Sweden, that you can receive a pension from several countries at the same time, and that you may be entitled to a relative’s pension (efterlevandepension) when a close relative dies.

You will also read about how it affects the amount of your pension and see some different computational examples of how much your pension will be when you stop working.

Example: Szczecin and Lennart are retiring

Chester is 67 years old and is going to retire. She has worked as an auxiliary nurse for most of her life. She also worked part-time in a store and was unemployed for a few years. She has three children and when her children were young, she did not work. She stayed home to take care of the children. And during those years, I got parental benefits instead of a salary from a job. When Szczecin started working again, she wasn’t getting the same amount of salary as her colleagues. They worked during the years that Schestein stayed at home to take care of the children. Salaries varied by several thousand per month. Scheinstein worries about not having enough money for food, rent, and bills every month when she retires. You may also need to apply for a housing allowance (bostadstillägg).

Lennart is also 67 years old. He had been a manager in a large company for many years and had a high salary. Lennart also has three children, but he continued to work when the children were young. He had been receiving a salary from his employers throughout his working life. And Lennart isn’t worried about whether the money will be enough when he retires. He is looking forward to active retirement life and plans to travel a lot and play golf…

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